Best travel insurance for canada
Indice
As with the United States, Japan or New Zealand, this destination is known to be synonymous with huge expenses as far as health care is concerned. Therefore, it is essential to have a travel insurance to Canada to ensure protection against any incident that may occur.
There are countries where having an international medical policy is considered highly advisable but there are also others, such as Canada, where it is considered essential. The Ministry of Foreign Affairs makes this clear on its page about the country:
“It is essential to be the holder of a medical insurance that covers as large expenses as possible (health care, accidents, repatriation), because health care to non-residents is not free, even in cases of great urgency, but on the contrary can become really very expensive.”
But, in addition to health issues, your travel insurance for Canada also covers you in other situations that can occur in an adventure like this. Problems with your luggage, robbery with violence, problems with your flights… Your international travel policy can even, as you will see below, help you get your money back if you are unable to travel.
International travel insurance
Whatever the destination of your trip you must take into account that any unforeseen medical problem can cause you a great expense, therefore, it is best to travel safely by hiring a travel insurance with extensive medical coverage that will protect you if any problem arises during your stay abroad.
Travel insurance is mandatory to enter Canada. Health care is of good quality, but it is usually private and has very high costs for tourists. Any inconvenience can result in a bill that can ruin your pocket, so it is vital that you have a travel insurance with comprehensive coverage of medical expenses, which protects you against any unforeseen event that may arise.
It is not necessary to get vaccinated before traveling to Canada but you should be aware that there are infections caused by the bites of some mosquitoes and ticks. The most popular condition is the West Nile Virus, which is transmitted by mosquitoes and can lead you to visit a doctor due to its symptoms.
Medical insurance is mandatory for travel to Canada.
If you have an emergency in Canada, it can be quite expensive not to have medical insurance. In fact, when you go to the emergency room, the first thing you see is the price to be treated. I had to go the other day, and I could see for myself:
On the other hand, if you have to go to the family doctor but you don’t have a doctor, there are clinics called walk-in clinics. You don’t need an appointment, just go and be seen. If you have insurance it is free, but if you don’t, the cost is about CAD$150. It will depend on your insurance if you have to pay it in advance or not and they will reimburse you.
The price of health care will depend on the province, for example in BC if you are an international student it is CAD$75/month, but if you have a work visa you don’t pay it (well, you pay it with taxes of course).
I recommend to come with a private insurance to Canada. Besides that it is mandatory for certain permits, you never know when you might need it and if you don’t have MSP or private insurance, an emergency can be VERY expensive.
Immigrant health insurance in Canada
As with the United States, Japan or New Zealand, this destination is known to be synonymous with huge expenses in terms of health care. For this reason, it is essential to have an insurance for travel to Canada to ensure protection against any incident that may occur.
There are countries where having an international medical policy is considered highly advisable but there are also others, such as Canada, where it is considered essential. The Ministry of Foreign Affairs makes this clear on its page about the country:
“It is essential to be the holder of a medical insurance that covers as large expenses as possible (health care, accidents, repatriation), because health care to non-residents is not free, even in cases of great urgency, but on the contrary can become really very expensive.”
But, in addition to health issues, your travel insurance for Canada also covers you in other situations that can occur in an adventure like this. Problems with your luggage, robbery with violence, problems with your flights… Your international travel policy can even, as you will see below, help you get your money back if you are unable to travel.