International medical insurance for travel to canada
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Whether you are on vacation and enjoying a well-deserved trip or you are an expatriate moving abroad long-term for work or personal reasons, you need to be prepared for what care you will receive in the event that you need medical attention. In this article we explain a number of important differences between travel insurance and international health insurance, and recommend some considerations to take into account before traveling abroad.
The difference between travel insurance and international health insurance is a source of confusion for many. Although both are aimed at people who will be spending time abroad, the level of coverage and purpose of each plan is significantly different. Not understanding this difference can leave you in a difficult situation when abroad.
In terms of medical coverage, the purpose of travel insurance is to provide coverage for short-term emergency medical treatment in your specific geographic area of coverage. Its purpose is to get you well enough to return home.
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As with the United States, Japan or New Zealand, this destination is known to be synonymous with huge expenses in terms of health care. Therefore, it is essential to have insurance to travel to Canada at the height that will ensure protection against any incident that may occur.
There are countries where having an international medical policy is considered highly advisable but there are also others, such as Canada, where it is considered essential. The Ministry of Foreign Affairs makes this clear on its page about the country:
“It is essential to be the holder of a medical insurance that covers as large expenses as possible (health care, accidents, repatriation), because health care to non-residents is not free, even in cases of great urgency, but on the contrary can become really very expensive.”
But, in addition to health issues, your travel insurance for Canada also covers you in other situations that can occur in an adventure like this. Problems with your luggage, robbery with violence, problems with your flights… Your international travel policy can even, as you will see below, help you get your money back if you are unable to travel.
Best travel insurance for canada
If you are planning an upcoming trip to Canada, it is essential that you have enough time to prepare for it and obtain the necessary documents and authorizations to enter Canadian territory. Among these steps, the eTA application is particularly fast but, as we will explain here, it is still preferable that you give yourself enough time before your departure date to avoid any problems. Here we will explain the time it takes to obtain an eTA and what you should be aware of.
Once you have submitted your application, you will receive a response by e-mail within a few minutes to a few days at most. In most cases, the response is sent within a few hours.
In this case, it is likely to be a problem with your online application. The first thing to do is to check that the transfer and processing fees have been debited from your bank account. If these fees are not paid, your eTA application is not transmitted to the Canadian authorities. If these fees have not been charged, we advise you to reapply for an eTA by completing the form.
Medical insurance is mandatory for travel to Canada.
As with the United States, Japan or New Zealand, this destination is known to be synonymous with huge expenses as far as health care is concerned. Therefore, it is essential to have insurance to travel to Canada at the height that will ensure protection against any incident that may occur.
There are countries where having an international medical policy is considered highly advisable but there are also others, such as Canada, where it is considered essential. The Ministry of Foreign Affairs makes this clear on its page about the country:
“It is essential to be the holder of a medical insurance that covers as large expenses as possible (health care, accidents, repatriation), because health care to non-residents is not free, even in cases of great urgency, but on the contrary can become really very expensive.”
But, in addition to health issues, your travel insurance for Canada also covers you in other situations that can occur in an adventure like this. Problems with your luggage, robbery with violence, problems with your flights… Your international travel policy can even, as you will see below, help you get your money back if you are unable to travel.