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Latin America Travel Insurance protects you from unforeseen events or emergencies that may arise during your trip, offering you international attention and assistance up to the limits specified in the policy.
– Medications approved for use, legal drugs with therapeutic effect, laboratory and imaging tests, as well as procedures duly prescribed by the attending physician and derived from emergency care.
The covered expenses correspond to those of transportation and medical treatment, including medical services necessarily incurred in the emergency medical evacuation, as well as the coordination for the evacuation and necessary treatment on the insured trip. The emergency medical evacuation service should be provided by the most direct and economical means possible, using transportation compatible with the insured’s state of health requiring the service.
The reimbursement of expenses for the purchase of necessary medications (by virtue of medical or dental care covered by the assistance), provided that the expenses have occurred during the trip and have been prescribed by a licensed medical professional.
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All insurances are recommended/offered/sold by a third party, Allianz Global Assistance, not American Airlines. Insurer: Jefferson Insurance Company or BCS Insurance Company. AGA Service Company is the licensed producer and administrator of these plans. AGA Service Company is a licensed producer in all 50 states and the District of Columbia.
It reimburses the unused, non-refundable portion of your trip and increased transportation costs you incur to return home early or to continue your trip due to illness, covered injury and more.
If you are not completely satisfied, you have 15 days (or more, depending on your state of residence) to request a refund, provided you have not started your trip or initiated a claim. Plans are non-refundable after this period.
California Residents: In California we serve as Allianz Global Assistance Insurance Agency, License # 0B01400. California offers a toll-free consumer line at 1-800-927-4357.
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Before contracting the insurance, we recommend that you check the status of the destination to which you wish to travel on the website of the Ministry of Foreign Affairs, European Union and Cooperation in the “Travel Recommendations” section. Once you are in each country’s file, you should look at the “Important notes” section.
Whether you are a frequent traveler or if you prefer to insure your trip for a few days, you can choose between a temporary or annual insurance and between different plans, Essential, Select or Prestige depending on the coverage you prefer. You can also take out optional coverages for winter sports, golf or business travel.
If you have an American Express Card, you already have our assistance and protection 24 hours a day for your trips around the world. If you want to extend your coverage depending on your travel needs, you can do so by taking out this additional insurance.
Before contracting any of the insurance policies we offer, please consider your financial situation as well as your coverage needs to decide if they are the most appropriate.
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“A condition that a person has been diagnosed with, is being treated for, or has with reasonable medical certainty prior to the start of the plan.” Therefore, a person does not need to know they have the condition for it to be considered pre-existing (no diagnosis is required).
50 per day for up to 10 days. Proof of quarantine mandate by a physician or governmental authority is required (must have a minimum of 30 days of coverage) (only available outside your home country).
Claims incurred in the U.S.: up to $200 copayment for each emergency room use for an illness unless admitted to the hospital (no copayment for emergency room treatment of an injury).
WorldTrips Insurance formerly known as WorldTrips – Medical Insurance Services Group has received an A+ rating from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for more than 180 countries and travel protection insurance products for U.S. residents.