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Additionally, gift cards are supported by an online electronic authorization system. When a person acquires these cards, a specific amount is recharged to the card, and with this money the person can make purchases.
In general, gift cards are for a specific store, and the stores themselves issue them. In the specific case of Bank of America gift cards points can be acquired with their rewards gift cards.
The rewards you can earn with Bank of America points cards can be earned in cash. Through the redemption center you can select to have your points converted to cash in your account.
This membership is similar to a benefits club where customers are awarded 25% and 75% rewards bonuses on all qualifying Bank of America credit cards. Also, as a Preferred Rewards member, benefits and rewards can be earned on everyday Bank of America banking transactions and on your Merrill investment accounts.
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Like any good nerd, Covington did his research before deciding on the Bank of America® Travel Rewards Credit Card. I’ve typically been a person who wants as few credit cards as possible, so I knew the next credit card I applied for would be an important decision for me, he says.
The Bank of America® Travel Rewards Credit Card allows you to redeem points for a statement credit toward travel expenses such as flights, hotels, cruises, car rentals and baggage fees. Plus, you can book any airline at any time because there are no blackout dates. You earn 1.5 points per dollar spent on everything you load onto the card, period.
The card’s simplicity doesn’t give you the fancy perks that other cards give you, such as access to airport lounges, he says. “That’s something I definitely think is missing from this card.”
One of the attractions of a new credit card is the sign-up bonus, and the one offered on the Bank of America® Travel Rewards Credit Card® is fairly easy to earn: 25,000 bonus points online after making at least $1,000 in purchases in the first 90 days of account opening, which can be a $250 statement credit for travel purchases.
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The Bank of America Travel Rewards credit card would be much more attractive if more people could get it. Instead, you need a credit score of 750 or higher to have a good chance of being approved.
The Bank of America® Travel Rewards credit card increases your rewards to 3 points for every $1 spent on travel booked through the Bank of America® Travel Center. That includes flights, hotel nights, rental cars, everything except insurance. There’s no limit to the bonus points you can earn this way.
The Bank of America® Personalized Cash Rewards Credit Card stands out among other cash back cards as an excellent choice, despite its complicated terms. … It’s an especially good deal for those who can increase their rewards rates by maintaining large balances at Bank of America® or Merrill.
If you’re looking for a Bank of America credit card with travel insurance, consider Bank of America Travel Rewards or Bank of America Premium Rewards. The Travel Rewards card provides up to $250,000 in travel accident insurance. It also offers rental car insurance and lost luggage insurance.